Architectural Legacy Services

Policyholders have exclusive access to our Architectural Legacy Services, a team of risk management specialists with expertise in historic preservation and architectural history. We can advise on loss prevention, documentation, or reconstruction and renovation projects specific to your unique historic home. To address the unique characteristics of residences built prior to 1945, we can add historic home coverage to your policy.

Coverage highlights


Consulting Services

You can be reimbursed for using approved consultants with expertise in historic preservation to advise on ways to rebuild or restore your residence after a loss.


Breakage of fragile items

Additional coverage is provided for breakage of fragile items, such as antiques, china and crystal.


Landscaping

This coverage can help preserve your historic setting and provides additional compensation for a wide variety of landscaping components.


Tax credit

If your home is no longer eligible for a tax credit due to a loss, you can be reimbursed1 for the actual reduction in tax credit (for one tax year).


Employment Crisis Fund™

Often owners of historic residences have additional private staff exposures, such as employing people to conduct tours of the property. For high-profile incidents related to an employee claim of wrongful termination, sexual harassment or discrimination, funds2 are available to cover the fees of a public relations firm to help minimize damage to your reputation.


In addition to superior coverage, we employ a team of specialists with expertise in historic preservation and architectural history. Look to us for complimentary advice on loss prevention and documentation, or help with rebuilding and renovation projects3.


Services include:

  • A comprehensive risk assessment of your property
  • Custom reports outlining your home's history, archival-quality photography or assistance in preparing a statement of historical significance
  • Customized maintenance plans for your home's character-defining features
  • Recommendations on local specialists trained in historic home craftsmanship, from appraisers to private security firms
  • Coordinating with preservation societies and historic review board


1 Up to $100,000.
2 Up to $25,000 for all employment crises occuring during the policy period.
3 Availability and scope of architectural services is determined on a case-by-case basis. In some instances, eligibility requirements will apply.

Last updated: Friday, April 28, 2017

Copyright © 2020 American International Group, Inc. All rights reserved.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY. This is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Private Client Group and may be discontinued at any time.

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