High Value Home Insurance

Homeowners Insurance Designed For You 

Our comprehensive homeowners policy is designed for fine homes.

  • You may require more or less coverage than your friends and neighbors. We’ll work with you to provide limits that meet your precise needs.
  • We understand some of the most beautiful homes are also the hardest to insure. Whether you reside on the coast, in the mountains, in a gated community or all of the above, AIG Private Client Group has the ability to handle complex insurance needs.
  • Coverage is provided for landscaping, breakage of fragile items, and damage caused by domestic pets.
  • Simplify your insurance portfolio if you also own homes outside of the United States.

In the unfortunate event of property damage, additional policy provisions are intended to facilitate the handling of your claim:
  • In many instances, we can rebuild on-site to match your home's exceptional building quality, even if doing so exceeds your policy limit.
  • If you prefer, claims can be settled in cash without any obligation to replace lost items or repair damaged property.
  • Damaged personal property can be repaired or replaced with new item(s), without deductions for depreciation.
  • Additional living expenses will be made available if your home becomes uninhabitable after a loss.

Last updated: Friday, April 28, 2017

Copyright © 2020 American International Group, Inc. All rights reserved.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY. This is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Private Client Group and may be discontinued at any time.

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