Smart Build

Build a safer home with our Smart Build service

Building a new home? Or thinking about a major renovation?

Consider how your up-front choices could enhance—or unfortunately compromise—its protection.

Our Smart Build service can help you enhance site safety during your home’s construction, maximize your family’s safety once it’s finished, lessen the likelihood of loss and ultimately save on insurance.

Smart Build is a complimentary service for AIG Private Client Group policyholders who are starting the construction of a new home or major renovation. Typically this translates to a construction budget of $5 million or more.

How Smart Build works:

During the design stage of building your home, our expert risk managers can consult with you and your architect/builder to collaborate on ways to minimize risks related to security, water damage, fire/life safety and other construction liabilities.

In many instances, mitigation techniques are much easier to implement during the building process instead of post-construction.

  • We can also help you bring sound environmental practices to the project, including green building materials and other choices to maximize energy efficiency.
  • If we mutually agree to collaborate, you may be eligible for a credit toward your insurance coverage throughout the course of construction.
  • Once the home is built, your AIG risk management specialist can provide an overview outlining the safeguards that were put into place during the build.
  • In some instances, additional premium savings may be available to policyholders who integrate the suggested loss prevention measures into their home.




Last updated: Friday, April 28, 2017

Copyright © 2020 American International Group, Inc. All rights reserved.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY. This is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Private Client Group and may be discontinued at any time.

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