Wildfire Protection Unit®

AIG Private Client Group’s Wildfire Protection Unit®—offered as a complimentary1 service for our policyholders in select areas within the U.S.—is the first-ever personal wildfire protection program. Our goal is simple: help you pre-empt wildfire damage before it occurs.


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Wildfire Mitigation and Protection

How the Wildfire Protection Unit® works

The Wildfire Protection Unit® is not a private fire department; it's a loss mitigation service designed to pre-empt damage well before a wildfire even ignites. The services includes:

At-home consultation

Our wildfire protection specialists can visit your property to assess its vulnerability in the event of a wildfire. If warranted, they can apply Phos-Chek® same fire environmentally friendly fire retardant used by the U.S. Forest Service—around the perimeter of your property. The retardant creates an added layer of protection that can last throughout wildfire season.

Ongoing monitoring

You don't have to think about wildfire management 24/7—we do it for you. Our round-the-clock intelligence center is staffed with highly-trained, experienced geographical information specialists who track fire behavior, conditions, direction and changing fire perimeters. In addition, sophisticated mapping technology identifies insured homes in real-time as wildfires approach and provides our response trucks with state-of-the-art fire monitoring capabilities.

During a wildfire

It is our goal to dispatch wildfire mitigation specialists to the affected area. If access is permitted, wildfire mitigation specialists can visit vulnerable properties and remove combustibles, when necessary apply Phos-Chek for perimeter protection and/or Class A foam or Thermo-Gel for structure and landscaping protection.2

Superior mitigation product

We use Phos-Chek®—a long-term fire retardant made of the same material used by government agencies to fight fires—to protect your home. Our trucks also are equipped to spray Class A foam or long lasting Thermo-Gel for structures.


"During a recent consultation, I provided many suggestions and tips to better protect our policyholder's home. This included increasing their 'defensible space' by removing unnecessary brush, cleaning gutters filled with debris, and referring them to a tree/pruning company to remove some palm fronds. I also treated a portion of their landscaping with environmentally sound fire retardant. I left the property knowing we helped them do all they could to protect their home if a wildfire hit the area." —A mitigation specialist from AIG's Wildfire Protection Unit


"Thanks to [the Wildfire Protection Unit], my house is still standing. Private Client Group made the difference between losing my home and all of my memories and it being safe. I have told everyone that will listen about the service." —A client in Yorba Linda, CA


1 Eligibility requirements apply; enrollment required.
2 The application of fire retardant is one part of an overall wildfire mitigation plan and homeowners should consult with public service organizations like the California Department of Forestry and Fire Protection (www.fire.ca.gov) for more tips and information on wildfire mitigation. We cannot guarantee that we will be able to access your property during a wildfire. We cannot guarantee the application of fire retardant will prevent or reduce damage of your property from a fire.

Last updated: Friday, April 28, 2017

Copyright © 2020 American International Group, Inc. All rights reserved.

AIG Private Client Group is a division of the member companies of American International Group, Inc. (AIG). Policies are underwritten by member companies of AIG, including AIG PROPERTY CASUALTY COMPANY. This is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage and supplemental services may not be available in all jurisdictions and are subject to underwriting review and approval. Services provided by third parties are not guaranteed by AIG Private Client Group and may be discontinued at any time.

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